Finance Specialists

If you are interested in purchasing your next car or van on finance, please contact us and we can recommend a finance company to contact you.Any discussion or exchanges of information would be strictly confidential between you and the finance company.

Hire Purchase (HP)

The most simple type of agreement is hire purchase where you pay fixed monthly payments in order to spread the cost of purchasing a car or van over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 - 60 months, written quotations available on request.

Personal Contract Purchase (PCP)

PCP is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car or van is set by the finance company and at the end of the agreement you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement

Lease Purchase

Similar to a hire purchase agreement with the main difference being a balloon payment at the end of the agreement. This means that monthly payments are much less and whether you want to settle your agreement early or at the end of the agreement it is your choice whether you want to part-exchange the car, re-finance or just pay off the balance.